Associate Professor, Dept. of Commerce, DAV College, Pundri
This study aims to analyze and compare the profitability position and assets quality of various bank groups in India.
The paper uses the descriptive research design as it is based on quantitative data collected primarily from RBI's reports on “trend and progress of banking in India” for a period from 2010-11 to 2020-21. ANOVA has been applied to examine the significant difference among various bank groups.
The study found that coefficient of variation of “return on assets” of foreign banks is the minimum followed by-private sector banks. Return on equity of foreign sector banks indicated the highest CAGR among the bank groups during the study period. In general, the percentage of net NPAs to net advances of foreign banks remained the lowest followed by private sector banks.
The study is based on a topic of high relevance for entire banking sector in India. Hence, the study is expected to be beneficial for both research scholars as well as regulators in banking sector.
Profitability of Banks, Quality of Assets, Non-performing assets, Capital adequacy, Banking sector
