Fund Utilization Pattern of PM-KISAN Beneficiaries

The Central Sector Scheme, Pradhan Mantri Kisan Samman Nidhi (PM-KISAN) has been a momentous step in the area of direct income support (DIS) in India. The present study was conducted in district Kangra to get an insight into utilization pattern of PM-KISAN funds by farmer beneficiaries. Using 3 stage random sampling technique, a sample of 80 farmers was drawn which were further categorized in small and marginal categories on the basis of total size of land holding. The scheme was reported to have 100.0 per cent coverage of the sample respondents. The farmers who received PM-KISAN benefits during the agricultural peak season reported spending it on agriculture, while those who received it during the off-season spent it on consumption. The fund utilization pattern of marginal farmers differed significantly from small farmers. Findings suggests that the government should preferably enhance, restructure and release the installment amounts keeping in view the seasonal needs of the farmers. Along with this provision of skill-building trainings to farmers is the potential area that need to be worked upon. This study would serve as a valid reference for future studies and policy making concerning such schemes.