Crop loan- a platform for improving the farmers conditions - A perceptual study

The present paper focused on ascertaining how the crop loan facilitates in improving the farmers conditions. It is understood from the study that majority of the respondents (61.87%) possessed low social improvement, low economic improvement (65.00%), low level of improvement in productivity in paddy crop (60.62%), low improvement in human capital (73.75%). It was observed from rank ordering of statements on improvement in social condition that, majority of respondents possessed increased social contact after getting crop loan (rank I) followed by recognition by other farmers (II), recognized as an opinion leader (III), membership in one organization (IV) and membership in more than one organizations. It was observed that rank ordering of statements on human capital that, majority of the respondents followed balanced diet (I) followed by status of purchasing power (II), medical treatment availed (III), means of transport in case of emergency (III) and Family education status rank (IV).