1Research Scholar, Gitam Institute of Management, Gitam University, Vishakhapatnam
2Professor, Gitam Institute of Management, Gitam University, Vishakhapatnam, viceprincipal_gim@gitam.edu
Online published on 15 February, 2019.
Management of non-performing assets has evolved as an important aspect of the functioning of banks today. While Public Sector Banks are perusing the goals of financial inclusion, low cost services, priority lending, etc., the increasing levels of non-performing assets is a cause of concern. These levels are much higher than the levels of many countries. This is more in case of Public Sector Banks. Public sector banks cater to most of the needs of rural India in terms of credit and financial services. This paper analyses the levels of non-performing assets of the twenty public sector banks in India. Through the test of ANOVA, differences in levels of nonperforming assets, among banks through the period of five years are studied. The study has suggested that all Public sector Banks portray similar behavior in terms of levels of non-performing assets.
Non-performing assets, public sector banks, India
