Facilitating sustainable development in rural women through financial inclusion with special reference to national rural livelihood mission in haryana State

Government of India has taken many initiatives to create opportunities through financial inclusion, capacity building and build a foundation for sustainable development. NRLM is a holistic programme and its main tenets are key activities, cluster approach and group method. The basic objective of NRLM is to bring the assisted poor families above the poverty line by providing them income-generating assets through bank credits and government subsidy and to inter organize the rural poor into Self Help Groups through the process of social mobilization and capacity building. An attempt has been made in this paper to assess the implementation of NRLM in state of Haryana. An attempt has been made to analyze the role of NRLM as facilitator of financial inclusion of rural poor women for microenterprise development and to study the accessibility of credit to rural women for sustainable development. The primary data has been collected from two districts namely Panchkula and Kurukshetra of state of Haryana. It has been found that financial inclusion helped in sustainable development of rural poor women and the participation in SHG's activities through NRLM has increased micro entrepreneurship opportunities for women.