Ratio analysis of Employees Credit Cooperative Societies in Ahmednagar District

Financial ratios express relationships between financial statement items. Although they provide historical data, management can use ratios to identify internal strengths and weaknesses, and estimate future financial performance. Financial ratios provide a solid base for understanding and interpreting financial health of any business entity. Ratio analysis is used for judging financial health of an organization in term of its profitability, liquidity, solvency and operating efficiency. Employees’ Credit Cooperative Society is one of the types of Non-agricultural Credit Cooperative Societies. The ECCS work for the benefits of Employees’ who get a regular monthly salary. Comparisons are applies between 22 ECCS for measurement of four types of financial ratio i.e. Liquidity, Profitability, solvency and operational efficiency.