Impact of microfinance for self-help groups promote tribal women empowerment

Self Help Group (SHG) and Micro- finance are being considered as important tools for poverty alleviation through empowering the poor and underprivileged section of the society. The present article is an attempt to analyze the impact of Self Help Groups (SHGs) and Micro-Finance on poor tribal women of a tribal inhabited area of Madhya Pradesh. This paper attempts to give an account of the SHGs of the study areas, the participation of poor tribal women into the SHGs on women empowerment. Result of the study indicated that there is a significant difference between the level of empowerment between pre-SHGs and post - SHGs situation. Liner regression was used to find out whether age, educational level, structural condition of the house, cost of employment and initial capital investment are a useful predictor of familial income or not. Regression analysis results show that structural condition of the house, cost of employment and initial capital investment are useful predictors of familial income from SHGs for the beneficiaries. Finally the paper concludes all the poor families are organized into self-managed, increased income, actually empowerment is a multidimensional phenomenon. The study focuses on the impact of SHGs on empowerment of tribal women, social unity and socio-economic development and its consolidation is poor.