SAARJ Journal on Banking & Insurance Research
  • Year: 2023
  • Volume: 12
  • Issue: 1

Emprical study of analysis and assessment of credit credibility of borrowers of commercial banks

1Professor, Doctor of Economics, Head of the Department of Banking, Samarkand Institute of Economics and Service, Samarkand, Uzbekistan, Email id: oltinbek60@gmail.com

Online published on 10 March, 2023.

Abstract

This article identifies typical problems of providing analysis and assessing the creditworthiness of borrowers of commercial banks focused on modernizing and updating their production base. On the example of commercial banks of Uzbekistan, a phased development of a special methodology is considered, the use of which will solve the identified problems. The implementation of this methodology is designed to provide analysis and assessment of the creditworthiness of borrowers of commercial banks and, in general, with a focus on achieving the criteria values of key performance indicators.

Keywords

Lending Operations, Banking Sector, Bank Lending, Credit Assessment Of Borrowers, Credit Transaction