*Assistant Professor, Department of Management Studies, Nandha College of Technology, Erode
**Assistant Professor, Department of Commerce, Government Arts & Science College, Udumalpet
Online published on 8 October, 2014.
Analysis of financial performance helps to appraise the existing financial of some selected public and private sector banks. Since, finance is the key role of the operation activities. It is must to control the flow of fund in these banks. This project aims to study the financial performance of banking industry in India. This study presents the various methods of analytical and comparative study of selected public sector and private sector banks. Ratio analysis comparative analysis. This study was conducted in my personal interest for gaining experience practical exposure of the business by analyzing the various aspects of operating performance of the public and private banks and their financial position by using “Ratio Analysis Technique and Capital”. The aim of the study is to follow as:
The project helps to know how the society utilizes the cash and its liquidity and solvency position. The study involves finding out the relative changes in profit and revenue from the public and private banks for the past five years. Trend analysis and comparative analysis has been made within ratio technique. The study may enable to find out the required information which will help the banking industry to improve the financial position. The study also concerned about the theoretical background of Capital.
The methodology where used is analytical study period covered the past five years from April 2008 to March 2013. The following financial tools used in this area, ratio analysis with analytical and comparative study. Where applied and find out the following facts where presented in the form of report.
Fixed assets turnover ratio, Leverage ratio, Liquidity ratio, Profitability ratio
