Progress of urban co-operative banks in Hadoti region of Rajasthan

Urban Co-operative Banks (UCBs) are the back bone of banking system and contribute for growth of the nation. The progress of UCBs in India support the progress of banking system in India as they operate in urban and semi-urban areas and have immense potential to deliver services in areas where both the state and private sector have failed. The present study intends to analyze the progress of UCBs in Hadoti region in Rajasthan.Hadoti region includes the districts of Baran, Bundi, Jhalawar and Kota. The name of the region is derived from the Hada Rajputs, a branch of the Chauhan Rajput. The study is mainly supported by secondary data which has been collected from the annual reports of selected banks, data from annual reports of The Rajasthan Urban Co-operative Banks Federation Ltd, journals and magazines.

The progress of a bank can be analysed and judged by various financial and non-financial parameters but to simplify present study, the progress of UCBs in Hadoti region has been analysed based on few selected parameters such as No. of branches, membership base, share capital, net profit, deposits mobilization, loans & advances, and working capital, which reveals that there has been growth of UCBs in said region over a period of five years, i.e., FY 2009–10 to FY 2013–14.