“A study financial position of co-operative bank with reference to Yavatmal district Co-Operative Bank Ltd.”

Co-operative banks are deeply rooted inside local areas and communities. They are involved in local development and contribute to the sustainable development of their communities, as their members and management board usually belong to the communities in which they exercise their activities. Working capital management is significant in financial management due to the fact that it pays a pivotal role in keeping the wheels of a business enterprise running. Working capital management is concerned with short term financial decisions shortage of fund for working capital has caused many businesses to fail and in many cases, has retarded their growth. The Yavatmal District Central Co-Operative Bank Ltd. (YDCCB) is one of the oldest Co-operative Bank in the Yavatmal, reputed for its quality services. The researchers try to study the financial position of YDCCB for last four years by analysis working capital position and various ratios.