SAARJ Journal on Banking & Insurance Research
  • Year: 2017
  • Volume: 6
  • Issue: 5

Monetary mobilization of commercial bank with special reference to Eastern region of India

*Professor, Department of Commerce, Alagappa University, Karaikudi, Tamil Nadu, India. Email id: ganapathysuruthi@gmail.com

**Research Scholar, Department of Commerce, Alagappa University, Karaikudi, Tamil Nadu, India. Email id: thangam.ammu88@gmail.com

***Research Scholar, Department of Commerce, Alagappa University, Karaikudi, Tamil Nadu, India. Email id: mugesh.kanna1910@gmail.com

Online published on 26 September, 2017.

Abstract

This study is about the monetary mobilization of commercial bank with special reference to eastern region of India. The researcher was used to secondary data. Deposits are an indispensable tool commercial banks use to enhance its profitability through advancing deposits mobilized to its customers in form of loans which make in return mobilize enough funds form their customers. The researcher found that there is conclusive relationship between deposits and loans of the commercial banking, the more deposits should be mobilized so as to lend more which in turn brings more revenue to the bank. In these banks should open more branches so that it could mobilize more deposit by covering more member of customer. The required secondary data were collected from RBI website of state-wise deposits of scheduled commercial according to type of deposits. The study covers a period of five years from 2011 to 2015.

Keywords

Mobilization, Current Account, Saving Account, Term Account