SMART Journal of Business Management Studies

The study aimed to evaluate the increase of successful transactions, with the use of deferred payment facilities on e- commerce portals. Smaller scale money organizations target those who need financial help. The result showed that 70% of people were aware of the deferred payment industry in India. It was also observed that there was significant relationship between customers, who used deferred payment facilities on e- commerce sites and applications. The future research can focus on the impact of deferred payment facilities on different age groups and to develop a model for the convenience of increasing the transactions of deferred payment on e-commerce portals.