Credit risk and impact on credit facilites in yemeni banks

This paper aims to study the impact of credit risk analysis during the period 2011–2016. In this paper, reference was made to the evolution of credit facilities provided by commercial banks. Search Results.

Most of the bank credit in Yemen is in the form of loans and advances, mostly short-term. Short-term loans and advances in commercial banks accounted for 81% and medium and longterm loansaccounted for19%. Financing is concentrated in short-termloans, mostly to finance trade operations in import and trade.

Medium and long-term loans declined due to political and economic instability during the study period. This is due to the commercial banks investing most of their deposits in the public sector in the form of treasury bills in the Central Bank of Yemen because of the high return, which reduced the orientation of these facilities to the private sector where the government sector accounted for about 70% of the total credit compared to 30% for the private sector in general 2014.