Difficulties faced by minorities in getting credit facilities from urban co-operative banks under priority sector lending

The present study aims to discuss and analyse the problems of credit facilities given to minorities under priority sector lending by the urban cooperative banks during the period of 2007–08 to 2016–17.For this paper the data have been collected through the interviews of 263 concerned beneficiaries and 63officers of eighteen urban cooperative banks of Marathwada Region. After the analysis, it is found that most of the banks give advance according to the profile given by the government from time to time.Sometimes the credit amounts are very low from which the establishment of any medium scale enterprise rarely possible.