EXCEL International Journal of Multidisciplinary Management Studies

  • Year: 2014
  • Volume: 4
  • Issue: 11

An empirical study to assess the perceived security & privacy concern and perceived security & privacy satisfaction regarding the use of mobile banking among bank customers

  • Author:
  • Tejinderpal Singh
  • Total Page Count: 14
  • DOI:
  • Page Number: 33 to 46

Assistant Professor, University Business School, Panjab University Chandigarh

Abstract

In the present paper an attempt has been made to assess the Perceived Security & Privacy Concern and Perceived Security & Privacy Satisfaction regarding the use of Mobile Banking among bank customers. For study purpose, a sample of one hundred and ninety Mobile banking users, divided equally among selected banks was taken from Tri-city (Chandigarh, Mohali and Panchkula) by using judgmental sampling technique. Primary data from respondents was collected with the help of two self constructed scales i.e. PSPC-Mobile Ban and PSPS-Mobile Ban. Study found that respondents’ security & privacy concern regarding the use of mobile banking was high. It was further found that their perceived level of security & privacy satisfaction regarding the use of mobile banking was also high. Bank-wise, there was significant difference in the level of bank customers’ ‘Perceived Security & Privacy concern’ regarding use of mobile banking across selected banks.

Keywords

Mobile Banking, e-banking, Perceived Security & Privacy Concern, Perceived Security & Privacy Satisfaction