Mutual fund industry and its awareness among investors of Delhi/Ncr

A mutual fund is an investment vehicle which allows investors with similar (one could say mutual) investment objectives, to pool their resources and thereby achieve economies of scale and diversification in their investing.

This paper investigate the reasons behind the increasing popularity of the Mutual Funds among investors as an important investment tool, various problems faced while dealing in mutual funds and factors considered before selection of a company to invest in.

This research is descriptive one, which includes surveys and fact-finding enquiries of different kinds. Questionnaire was used to collect the appropriate data for the research.

The analysis indicates that mostly investors are interested in the sector, index and growth investments, past record of the company, future plans, its category and current market positions are points considered while selecting company for investment. People are aware of mutual fund but have a lack of expertise to invest in mutual fund.

Now-a-days, lots of investment modes are coming with new types of schemes. But, the investor should choose the appropriate modes after carefully analyzing his financial objectives & needs. And before investing in a scheme, should carefully read the offer document. On the basis of performance of the mutual funds, the investors should decide when to enter or exit from a mutual fund scheme.