This paper evaluates the performance of Urban Cooperative banks for the period 2004-2009. Financial ratios are employed to measure the profitability, liquidity and credit quality performance of Ten Urban Cooperative banks from Jalgaon and Greater Mumbai The study found that overall bank performance increased considerably in the years of the analysis. A significant change in trend is noticed at the onset of the global financial crisis in 2007, reaching its peak during 2008-2009. This resulted in falling profitability, less liquidity and deteriorating credit quality in the Indian Banking sector.
Bank performance, financial ratio analysis, Profitability, Urban Cooperative bank
