Profitability analysis of Indian scheduled commercial banks

Indian banking sector has made a significant progress after nationalization especially in three aspects: Branch expansion, deposit mobilization and loan maximization. Banks are important institutions for faster economic growth. Banking occupies a crucial place in undertaking the development efforts and act as a vehicle for socio-economic growth. Global Financial crisis have taken place in 2007. This paper analyzed global financial crises impacted on profitability of Indian Scheduled Commercial banks. The study period confined from 2006–07 to 2010–11. Secondary data has been used for the study. Ratio Analysis technique has been used for the data analysis. Descriptive statistical method has been used for the data analysis. The study reveals that after global crises cost of deposits, return on Investments, and return on funds were increased during the study period. Cost of borrowings, cost of funds and return on advances were decreased during the study period. Profitability ratios of FBs were decreased after global financial crises. Central bank and government should concentrate on banking development for the development of economy.