*Principal Investigator, UGC Financed Major Research Project, D.A.V. College, Malout, Punjab, India
**Research Scholar, Department of Economics, Panjab University, Chandigarh, India
Online published on 2 May, 2013.
With the implementation of IT Act in India, the bank's productivity has undergone an immense change. There is a big difference in the productivity of banks and bank groups in pre and post e-banking era. In order to comparatively analyse bank's productivity in pre and post e-banking era, five banks each from the five bank groups namely Nationalized Banks, SBI & its associates, Old Private Sector Banks, New Private Sector Banks and Foreign Banks are selected and their productivity performance on total expenditure per employee, total earnings per employee, establishment expenditure per employee and spread per employee is evaluated in pre and post e-banking period. Pre e-banking period is taken as 1998 to 2001 and post e-banking period is taken as 2001 to 2012. Performance is evaluated with the help of average, coefficient of variation, range, skewness and Kurtosis. The results reveals that Foreign Bank group is the most productive bank group in pre and post e-banking period as it shows maximum spread which is the sigh for the productivity of any bank group and its also shows consistent performance eon most of he parameters selected in pre and post e-banking period. Public Sector bank group comprises nationalized banks and SBI and its associates are incurring least expenditure per employee in pre and post e-banking period and New Private sector banks shows least establishment expenditure per employee in pre e-banking period. Old Private sector bank group is not successful in performing better on either of the parameters selected on both he grounds of average and consistency.
e-banking, establishment expenditure per employee, productivity, spread per employee, total expenditure per employee, total earnings per employee
