New credit delivery methodologies have evolved over time all over the country. These methodologies serve as means to meet financial needs of poor people. This paper makes an effort to understand the major credit delivery methodologies in Manipur and studies how credit is delivered in different ways to people. The self-help group model being the most recent credit delivery methodology in India has gained significance gradually in Manipur too. The outcomes of microfinance among clients are highlighted in brief. It also studies the traditional financial sector, Marup, which delivers credit differently to the entire population of Manipur that is more widespread and accepted by people as compared to formal microfinance. The paper presents the importance of the traditional financial sector on which poor people depend for consumption and emergency needs. Despite considerable presence and acceptance of the new and more viable credit delivery methodologies by the people, the traditional finance sector continues to be the main mode of meeting credit needs in Manipur.
